Enter your salary below, then go to the 401(k) Savings tab to customize your contributions.
Annual Gross Salary
Est. Monthly Take-Home
i
Total Annual 401(k)
Interactive Rent & Budget Planner
This tool helps you visualize the impact of your rent on your monthly budget. The 50/30/20 rule, a common budgeting guideline, suggests allocating 50% of your take-home pay to "Needs" (like rent, utilities, groceries), 30% to "Wants," and 20% to "Savings." Adjust the slider below to see how different rent amounts affect your "Needs" category and overall budget health.
$2,000$6,000
2025 401(k) Maximization Strategy
Enter your desired per-pay-period contributions below. Your pre-tax contributions lower your taxable income. The tool will calculate your employer match and total annual savings.
Your Elective Deferral
Annual Total:
Your After-Tax Contribution
Annual Total:
Calculated Employer Match - 50%
Annual Total:
Paycheck Explorer
This section illustrates where your money goes on a per-pay-period basis. The chart visualizes the main allocations of your gross pay, while the table below provides a detailed breakdown of each estimated tax and 401(k) deduction based on your inputs. Hover over the info icon (`i`) for calculation details.